Compare Credit Cards

Find the Perfect Credit Card to Reach Your Financial Goals

Take control of your spending with low rates, real cash back, or premium rewards. Explore simple credit card options designed to fit your lifestyle.

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Compare Credit Cards by Key Features

Every card offers built-in security, zero annual fees, and clear terms. Review the details below to find the ideal match for your personal priorities.

Rewards Visa for Points on Purchases

Make every dollar work harder with points for purchases, redeemable for travel, merchandise, or gift cards.

Maximize Your Rewards

Cash Back Visa for Automatic Savings

Your purchases can build savings with 1.5% cash back, deposited automatically every quarter into your share savings account.

Earn Cash Back

Low-Rate Visa for Simple Debt Savings

A low-rate Visa helps you save on interest while simplifying payments and moving faster toward paying off balances.

See Low-Rate Benefits

Share-Secured Visa to Build Your Credit

Use funds you already have to open a flexible credit line and build a stronger credit history over time.

Start Building Credit

Match Your Credit Card to Your Personal Financial Goals

Choose your primary financial goal, then explore a card with features that align with what matters most to you.

Turn your regular purchases into flight tickets, gift cards, or top technology products with our flexible rewards program.

Start Earning Rewards
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Enjoy Valuable Features Included with Every Cyprus Visa Card

Gain peace of mind with robust card protection, digital management tools, and budget-friendly terms that keep your finances on track.

Keep More Money with Fewer Card Fees

Avoid annual, transaction, and balance transfer fees, as well as minimum finance charges, when you use your card.

Advanced Security and Fraud Protection

Shop confidently with 24/7 fraud monitoring, 3-D Secure technology, zero fraud liability, and quick card replacement.

Convenient Access to Your Cards

Check your account 24/7 through Home Banking or the Mobile Banking app, then manage your spending with Card Controls.

More Flexibility for Everyday Finances

Take advantage of a 25-day purchase grace period, no penalty APR, billing dispute resolution, and easy-access cash advances.

Manage Your Credit Card Anywhere with Home and Mobile Banking

Stay connected to your finances around the clock. Monitor transactions, schedule payments, and freeze lost cards instantly from your phone.

  • Set instant transaction alerts to track daily card purchases.
  • Turn your card on or off anytime using mobile card controls.
  • Review monthly e-statements securely from your mobile device.
  • Track your credit score for free 24/7.
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Maximize Your Benefits by Pairing Your Card with Cyprus Accounts

Combine your credit card with our checking and savings products to double your rewards and streamline your money management.

Dream Rewards Checking for Double Points

Double your rewards points when you pair Dream Rewards Checking with a Rewards Visa Card. Earn points faster on everyday spending.

Learn more about Dream Rewards Checking

Round Up Savings for Automatic Growth

Round up debit card purchases to the nearest dollar and automatically transfer spare change directly into your savings account.

Learn about Round Up Savings

Share Account for Exclusive Perks

Maintain your share savings deposit to unlock full credit union membership, competitive dividend rates, and loan discounts.

Learn About Savings Accounts

Competitive Rates, Greater Everyday Savings

Enjoy competitive APRs that help reduce interest costs, keep everyday spending within budget, and make it easier to pay down balances over time.

Low-Rate Visa

APR AS LOW AS
10.49%
Learn More

Business Rewards Visa Credit Card

APR AS LOW AS
12.99%
Learn More

Certificates

APY AS HIGH AS
4.05%
Learn More

APY = Annual Percentage Yield / APR = Annual Percentage Rate

Get Guidance and Answers to Your Credit Card Questions

Access practical financial education resources and local support to help you manage credit responsibly and build long-term confidence.

Calculate Credit Card Payments and Interest

Use interactive financial calculators to estimate monthly payments, payoff timelines, and potential interest savings.

Speak with a Local Member Service Representative

Connect with our friendly team in person or over the phone to get personalized advice for choosing your ideal credit card.

Schedule an Appointment at a Nearby Branch

Book a convenient time to meet with a financial expert at any Utah branch location and discuss your lending options.

Apply Today for a Cyprus Visa Card That Supports Your Goals

When you’re ready, apply for your Cyprus credit card  and move forward with a local credit union behind you every step of the way.