Small Business Loans

Fast, Flexible Funding to Grow Your Business

Take your business goals to the next level with lending solutions from Cyprus Credit Union. From lines of credit to vehicle loans, work with experienced loan specialists to find what works for you.

Apply for a Loan View Business Loan Rates

Flexible Funding Solutions for Businesses of Any Size

Our loan experts are here to help you spend more time growing your businesses and less on your banking needs. In addition to business loans, explore options that can expand any area of your business.

If you’re just starting out or are already established, we’re here to get you the funding you need.

Business Lines of Credit

Our loan experts are here to help you spend more time growing your businesses and less on your banking needs. In addition to business loans, explore options that can expand any area of your business.

Vehicle & Equipment Loans

Secure low rates for passenger vehicles, commercial vehicles, and other equipment to keep your business moving.

Practical Business Scenarios

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Why get your business lending from Cyprus Credit Union?

Work with an SBA Preferred Lender

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Lock in Terms That Fit Your Lifestyle

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Get the Funding You Need Faster

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Local Decision Makers

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[Pending Small Business Loans Info]

Vehicle Year	Loan Term	APR as low as
2017-2027	Up to 60 months	4.99%
2017-2027	61 to 72 months	5.24%
2017-2027	73 to 84 months	5.99%

Advertised APR includes a 0.50% loan-rate discount for qualifying Dream Rewards Checking relationships. Other terms and conditions may apply.

Explain the lending process in simple steps

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Expert Support Every Step of the Way

Work with Cyprus and get a dedicated Business Banker ready to guide you through anything your business needs. Schedule a free consultation with your local Business Banker and see how your business can thrive.

Meet with a Business Banker

More Options to Fuel Your Business Goals

Business Services to Streamline Your Daily Finances

Take control of your business funds coming in and out with comprehensive business services that cover payroll, remote check deposit, invoicing, and more.

Explore Business Services

Checking Accounts for Simple, Seamless Banking

Manage your spending with accounts that offer competitive dividends, low fees, and budgeting tools to keep things running smoothly.

Compare Checking Accounts

Savings Accounts for a Rainy Day

Build your savings effortlessly with savings options that automatically cover you in the event of unexpected expenses.

View Savings Accounts

Small Business Loans FAQs

How long do I have to be in business to qualify for a loan?

Every business is unique and each situation is different. We serve businesses who are just getting started as well as tenured businesses. There are many factors that go into qualifying for a business loan, contact us to learn more about our application process.

What information do I need to submit an application?

Our application asks for basic business and personal information. Unsure you have what is required? Contact our team of business bankers for help filling out an application.

Do I need to be an existing Cyprus Credit Union member to qualify for a loan?

While being an existing member of the credit union is not required to apply, to fund a loan, you will be required to become a member and open a Business Checking account with Cyprus Credit Union.

I'm not sure if I should apply for a term loan or a line of credit.

Each industry and business type has unique financing needs. Contact a business banker for a free one-on-one consultation regarding your business to help us understand what loan type makes the most sense for you and your business.

Do you offer SBA 7(a) loans?

Yes! Cyprus Credit Unions has SBA 7(a) loans, an SBA-backed loan program designed to help small businesses get flexible financing to refinance debt, increase working capital, or purchase commercial real estate.

Experience a Smoother Path to Business Success

Apply for a business loan with Cyprus Credit Union and get the funding you need today. Not sure which loan is right for you? Schedule a free, one-on-one consultation with a dedicated Business Banker to discover how your business can thrive.

Apply for a Loan Meet with a Business Banker