Rewards Visa

Earn Rewards Every Time You Shop

Make every shopping trip pay off. With a Rewards Visa credit card from Cyprus Credit Union, earn one point for every dollar spent and use your Dream Points to redeem awesome perks. Plus, earn bonus points at select merchants. It’s one of the most rewarding credit cards we offer—get yours today!

1-3-2-rewards-visa

Best For Financial Goal

Lorem ipsum dolor sit amet consectetur adipisicing elit. Animi culpa corporis facere atque, quaerat ullam odit. Ipsa ut itaque aliquam placeat repellendus, adipisci ab autem fugiat beatae consectetur, doloremque nam accusantium rerum esse eaque. Modi ipsum doloribus iusto aliquam consequatur.

Best for [persona/stage]

Lorem ipsum dolor sit amet consectetur adipisicing elit. Et commodi placeat beatae, doloribus maxime laboriosam facere at quia rem rerum.

image-1-1-placeholder

Best for [persona/stage]

Lorem ipsum dolor sit amet consectetur adipisicing elit. Et commodi placeat beatae, doloribus maxime laboriosam facere at quia rem rerum.

image-1-1-placeholder

Best for [persona/stage]

Lorem ipsum dolor sit amet consectetur adipisicing elit. Et commodi placeat beatae, doloribus maxime laboriosam facere at quia rem rerum.

image-1-1-placeholder
cyprus-symbol-red

Endless Rewards Possibilities

Lorem ipsum dolor sit amet consectetur adipisicing elit. Dolorem eum deserunt rem sit quam sapiente ex repellat iusto vel reprehenderit!


Redeem Dream Points for Travel

Book reservations for flights, hotels, car rentals, cruises, excursions, and more. Or, redeem points for TSA PreCheck® vouchers to skip the line and save time getting to your destination.

Shop Your Favorite Brands

Treat yourself to the latest tech, fashion, household goods from brands like Apple®, Sony®, Bose®, and Dyson®. Or, Find gift cards from your favorite retailers.

Earn Bonus Dream Points

Check out deals from select merchants to earn even more points for each dollar you spend. Just visit the Dream Rewards Store, click Shop & Earn, and select Activate Offers to boost your rewards.

Donate to a Good Cause

With more than 1.2 million nonprofit organizations connected to our network’s Charitable Giving Program, we make it easy to find a cause important to you.

Combine Points with for Bigger Rewards

Use the “householding” feature on the rewards site to combine points with family that also have a Cyprus Visa Rewards Card. Combine your Rewards Visa with Dream Rewards Checking to earn even more points and access perks that boost your savings.

Credit Card Rates

Low-Rate Visa

APR AS LOW AS
10.49%

Business Rewards Visa Credit Card

APR AS LOW AS
12.99%

Applications are subject to credit approval. Your rate and credit limit will be determined by individual credit worthiness including income, debt ratio, employment, and credit history. Verification of income may be required. View the Visa Credit Card Application Disclosures HERE.

Rewards, with a Few More Perks

  • No Fees. No annual fees, no transaction fees, no balance transfer fees, and no minimum finance charges.

  • 24-hour online account access on Home Banking and the Mobile Banking app 

  • No penalty APR

  • 25-day grace period on purchases

  • Billing dispute resolution

  • Easy-access cash advances

  • Auto rental collision coverage

  • Roadside Dispatch

  • Emergency card/cash disbursement

  • Lost or stolen card reporting

  • Personal ID theft coverage

  • Lost luggage reimbursement

  • Travel accident insurance

  • Extended warranty protection

Manage Your Cards in Home & Mobile Banking

Sign up for Home Banking and download the Cyprus CU Mobile Banking app to access Card Controls, which lets you set up your cards according to your goals, including:

  • Enabling or disabling cards
  • Setting transaction limits
  • Setting up your digital card
  • Creating account alerts
  • And more!
cyprus-cu_website_hero-images-optimized_digital-banking-B

More Credit Card Options

Lorem ipsum dolor sit amet consectetur adipisicing elit. Animi culpa corporis facere atque, quaerat ullam odit. Ipsa ut itaque aliquam placeat repellendus, adipisci ab autem fugiat beatae consectetur, doloremque nam accusantium rerum esse eaque. Modi ipsum doloribus iusto aliquam consequatur.

Cash Back Visa

Earn 1.5% cash back on all purchases and balance transfers, with all earnings automatically transferred into your savings account.

Share-Secured Visa

Build or rebuild your credit with a secured card backed by funds deposited by you, with competitive rates and no annual fee.

Low-Rate Visa

Save on interest and pay down debt quicker with a low-rate card that's ideal if you need a daily card or want to transfer balances.

Rewards Visa FAQs

How do I earn reward points?

With your Rewards Visa,, earn points every time you use your card! At the pump, grocery store, or mall, each dollar spent racks up points you can use to unlock rewards. You can also earn bonus points with your credit card when you shop at select merchants.

How do I redeem reward points?

Go to our Dream Rewards page to browse available products and redeem points for travel, gift card rewards, merchandise, and more!

Do my credit card points expire?

Any unused points will expire after 4 years from opening the card. Also, you will not lose points as long as your account is in good standing.

Why should I get rewards credit card from a credit union?

Getting a credit union rewards card from Cyprus CU has many benefits, including lower fees and better rates. Plus, you’ll be part of the Cyprus community and have access to all the tools and resources we offer to improve financial stability.

How does the Cyprus Rewards Visa compare to other cards?

The Cyprus Rewards Visa combines the flexibility of a rewards credit card with no annual fee and a low interest rate. You also have the freedom to choose how to redeem points, making it one of the best credit union credit cards for everyday spending.

Start Earning Rewards

Apply for a new Reward Visa from Cyprus Credit Union today and make the most of your everyday spending. If you need help finding the right credit card for you, contact our Lending Team at 801-260-7700.