Business Lines of Credit

Working Capital for Whatever Comes Next

Whether you’re managing cash flow, covering unexpected expenses or taking advantage of new opportunities, a Business Line of Credit from Cyprus Credit Union gives you flexible access to funds. Borrow what you need, when you need it, and repay as you go.

Request a Line of Credit Meet with a Business Banker

How It Works

A Business Line of Credit gives you access to funds up to an approved limit. Draw what you need, use the funds for business expenses, then repay what you borrow. As you repay, those funds become available to use again. giving you a flexible source of working capital when your business needs it.

Practical Business Scenarios

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Enjoy a Line of Credit That Works for Your Business

Unlock More Spending Power

Access funds to help cover short-term expenses and timing gaps without disrupting your day-to-day business.

Only Borrow What You Need

Use the funds you need now and keep the rest for later. As you repay, those funds become available to use.

No Lump-Sum Borrowing

Access your line as needed instead of taking a full loan amount upfront, and you can renew after two years to keep funds moving.

Business Rewards Visa Credit Card

Card	APR as low as	Annual Fee
Variable Rate Visa Business Rewards Credit Card	12.99%	No Annual Fee

Explain the lending process in simple steps

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Build Your Business Future with Expert Support

Work with a dedicated Business Banker ready to guide you through the loan process. Schedule a free consultation and explore your options today.

Meet with a Business Banker

Business Solutions for Every Growth Stage

Business Rewards Visa Credit Card

Earn one point for every $4 spent on your business needs and redeem rewards like travel perks, gift cards, cash back, and more.

Apply for a Business Rewards Visa

Business Loan Solutions

Whether you need a bigger space or want to purchase a new fleet of vehicles, find the right loan options to level up your business goals.

Explore Loan Options

Business Savings Accounts to Save for a Rainy Day

Earn more on any balance with savings account options that offer competitive dividends and automatic transfers to protect your cash flow.

View Savings Accounts

Business Line of Credit FAQs

Once a line of credit is approved, how long does it take to receive funds?

Our team will work with you to ensure your funding is completed and in hand as soon as possible. Each loan type is unique, but we do our best to provide fast and easy funding.

What can I use a Business Line of Credit for?

You can use your line of credit for a variety of business needs, including managing cash flow, repairs, inventory needs, or emergency expenses.

How does a Business Line of Credit work?

You can draw funds as needed up to your approved credit limit in Home and Mobile Banking, then repay what you borrow and access available funds again as needed.

Tap into Flexible Spending for Your Business

Request a new line of credit from Cyprus Credit Union and access working capital for cash flow needs of any size.

Need help finding the right path to business success? Schedule a free, one-on-one consultation with a dedicated Business Banker to see how your business can thrive.

You can also 801-260-7600 ext. 5150 or email BusinessBanking@CyprusCU.com

Request a Line of Credit Meet with a Business Banker