Build Your Financial Future with a Trusted Partner

Open an account in minutes and enjoy dedicated banking solutions designed to help you reach all your personal financial goals.

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Experience Better Banking Built Around Your Success

As a member-owner, you receive exceptional financial value, personalized support, and tools that empower your entire journey.


Member-Owned Support with Utah Roots

You're more than a number here. Since 1928, Cyprus has helped Utah communities and members pursue their financial dreams.

Everyday Accounts That Reward Progress

Choose checking and savings options that support daily spending, build savings, and unlock rewards and loan benefits as you use them.

Free Digital Banking Around the Clock

Use free online and mobile banking for 24/7 access, mobile deposit, Bill Pay, electronic alerts, and paperless statements.

Expert Guidance for Every Life Stage

Cyprus experts can help with savings, home buying, business services, investments, ITIN lending, youth accounts, and retirement planning.

Flexible Cards, Loans, and Nationwide Access

Choose Visa cards with rewards, cash back, and competitive rates, plus loans and access to branches, ATMs, and shared branches nationwide.

Many Ways to Qualify for Membership

Review the options below to find the membership path that best fits your connection to the community.

Live, Work, Study, or Worship in Utah

If you reside, work, attend school, or worship anywhere in Utah, you are immediately eligible to join Cyprus Credit Union.

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Work or Study in an Eligible School District

Employees and students in the Nebo, Juab, or Tintic School Districts qualify for Cyprus Credit Union membership.

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Family Member Connections

A Cyprus connection may be a parent, child, spouse, sibling, grandparent, grandchild, stepparent, stepchild, stepsibling, or adoptive relationship.

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Non-Profit Donation Route

If you live in a Utah county other than Salt Lake, you can qualify by making a one-time $5 donation to the Community Recreation Association (CRA).

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Work for a Company on the Eligible List

Employees of companies on Cyprus Credit Union’s eligible company list may qualify, including local employers and organizations.

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Membership requires opening a Share Savings account with a minimum $5 deposit. Insured by NCUA.

Gather These Items to Complete Your Application

Applying online takes less than ten minutes. Keep these simple details handy so you can complete your setup seamlessly.

  • Government-issued photo ID (driver's license or passport)
  • Social Security Number or Tax Identification Number
  • Current residential physical address and contact info
  • Funding method for your initial $5 deposit
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Get Help with Your Membership Whenever You Need It

Have questions during your application? Our local service team is ready to assist you online, over the phone, or in person.

Call Our Member Support Team

Speak with a representative.

Live Chat with a Specialist

Get fast answers to your questions.

Frequently Asked Questions About Partnering with Cyprus

Find answers about applying, membership, and making the most of your accounts and services.

What makes Cyprus Credit Union different?

At Cyprus Credit Union, you're more than a number. Since 1928, we've helped members reach financial dreams with guidance and services for every stage of life.

Can I add products as my needs change?

Yes. Once you become a member, you can explore checking, savings, cards, loans, and digital tools as your financial needs evolve.

How can I find the right accounts for me?

Start with your goals, spending habits, and savings needs. A Cyprus team member can help you compare options and choose the best fit.

How are my online accounts protected?

Cyprus uses secure digital banking platforms that let you manage transaction limit notifications easily and stay in control of account activity.

Can I open an account for my child?

Yes. Cyprus offers youth and student account options that can help young members build confidence and learn practical money skills.

Take the Next Step Toward Your Financial Goals

Select one of the options we offer to become a member, and have access to practical guidance, personal service, and banking options that support your goals today and as life changes.

Dream Rewards Checking

Earn rewards from everyday purchases and unlock exclusive perks and loan discounts.

Certificate CD or Savings

Grow your Savings with guaranteed returns.

Basic Checking Account

Simple Checking for everyday needs.

Youth Accounts (0-19)

Learn smart money habits with a Teen Learn & Earn account or a youth Dollar Dog Account.