Youth & Student Accounts

Build Financial Confidence for Your Kids and Teens

Help your child develop hands-on money management skills with checking, high-yield savings, and money management tools designed for every stage of growing up.

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Explore Accounts Tailored for Every Age and Milestone

Compare youth and teen accounts to find the right combination of savings, checking, and credit building for your family.

Dollar Dog Kids Club for Young Savers

Teach children 12 and under healthy money habits with fun savings stamps, rewards, and a free plush toy upon opening.

Learn about Dollar Dog Kids Club

Learn & Earn Teen Accounts for Ages 13-18

Help teens master spending, earn cash rewards, and enjoy high dividend rates on savings with active debit access.

Explore Learn & Earn

Low-Rate Visa Credit Card for Teens

Keep an eye on card activity while your teen builds positive credit with a low rate, co-signer support, and no annual fee.

Get Your Teen a Credit Card

Find the Right Financial Path for Your Child's Goals

Select an option below based on what your family wants to achieve today, from getting started with banking to finding tools for financial education.

Help your child begin building financial confidence with an account that grows alongside their needs and independence.

Get Started Today
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Key Benefits Designed for Young Members and Parents

Enjoy flexible tools that protect young account holders while encouraging financial growth and smart decision-making.

Interactive Financial Skill Building

Access bite-sized learning modules that turn core money concepts into engaging lessons and redeemable rewards.

Shared Parental Oversight for Peace of Mind

Monitor account activity easily while granting teens space to make confident financial decisions on their own.

Zero Service Fees and Low Requirements

Keep more of every paycheck with no monthly account maintenance fees or restrictive minimum balance barriers.

Support for Your Family Whenever You Need It

As your child takes on new responsibilities, Cyprus helps your family feel informed and ready for what comes next.

Modern Mobile Banking Tools Built for Everyday Life

Manage money anytime with intuitive mobile tools, instant card management, and customizable account notifications.

  • Check balances and review real-time transaction history.
  • Set up custom mobile alerts for spending and balance updates.
  • Deposit checks remotely using a mobile device camera.
  • Connect debit cards to digital wallets for secure payments.
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Discover Additional Features to Help Your Youth or Teen Succeed

Pair your account with automated savings options and educational resources to maximize every financial goal.

Automated Dream Round-Up Savings Program

Round up debit card purchases to the nearest dollar and automatically transfer spare change into savings.

Learn about Round Up Savings

Flexible Dream Share Certificates for Growth

Lock in competitive dividend rates with low opening deposits and flexible monthly addition options.

View Certificate Options

Smart Budget Planning and Tracking Tools

Visualize spending patterns and create custom budget targets inside online banking to reach goals faster.

Explore Budgeting Tools

Enjoy Competitive Dividend Rates for Youth Accounts

Earn strong returns on youth savings and certificate products with transparent rate structures designed to maximize growth.

Low-Rate Visa

APR AS LOW AS
10.74%
Learn More

Auto Loans

APR AS LOW AS
5.24%
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Certificates

APY AS HIGH AS
4.5%
Learn More

APY = Annual Percentage Yield / APR = Annual Percentage Rate

Helpful Tools for Managing Their Account

Take practical next steps that make it easier to help your child use their account safely and build strong money habits.

Set Up Direct Deposit for Their Paycheck

Help your teen send each paycheck straight to their account and start building consistent saving habits from their first job.

Turn On Alerts for Added Account Security

Stay informed about account activity and help your child spot unfamiliar transactions with timely mobile notifications.

Monitor Their Credit as They Grow

Help your teen understand how credit works and track progress as they begin building a positive credit history.

Start Building Your Child's Bright Financial Future

Open an account online in minutes or visit a local branch to establish a strong financial foundation for your child at every stage of life.