Budget Planning & Tracking Tools
Simply Manage Your Money in Home Banking
Cyprus Credit Union's money management tools take the work out of budgeting by making it easy to create automated spending plans right in Home and Mobile Banking. This free service helps you see where your money is being spent or saved, even if you have multiple financial accounts at other institutions.
Manage your money the smart way with these Budget Planning & Tracking tools.
Smart Budgeting – Creates automated budgets based on past spending behavior. The Bubble Tools option makes it easy to see if you are within, close to, or out of budget. You can also rename your budget categories, create sub categories, and more.
External Account Linking – Link all of your accounts from other institutions to the Cyprus app. This enables you to view up-to-date balances and transactions and to manage all of your finances in one place, including deposits, loans, and more.
Debt Management – Allows you to see all your loans in one place, provides a payoff estimate utilizing the snowball method, and helps to calculate how additional payments or different strategies will impact your debt payoffs over time.
Cash Flow Tools – Provides deposit and spending history and predicts future balances.
Spending & Trend Tools – Displays a representation of your spending habits over time. Spending is categorized the same as in the budget tool, allowing you to see how your budgets have changed.
Net Worth Monitoring – Tracks the sum of all your assets and liabilities over time.
Getting Started Is Easy!
Securely link all of your financial accounts for the most comprehensive view of your finances.
- View your spending based on categories
- Set a monthly budget
- Observe your spending trends
- Analyze your cash flow
- See your net worth
- Look at your current debts
Frequently Asked Questions
How can I link external accounts?
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Log in to Home Banking
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Under the Spending overview, select ‘Link Account’
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Search for your financial institution
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Log inFollow the prompts and confirm
Once you complete the steps, you should be able to see your new information. Please note that it may take some time for the new account information to be shown.
What type of financial accounts can I link?
You can link just about any financial account, including credit cards, checking and savings accounts, deposit accounts, or even retirement accounts.
How often is my information updated?
Your accounts, including any linked external accounts, are updated daily to ensure you view the most current information.