Flexible Borrowing to Build Your Financial Future
Wherever life takes you, get the funds you need with Cyprus Credit Union's personal loans.
Enjoy competitive rates and flexible terms whether you need cash for emergency car repairs, medical bills, or even refinance your student loans.
Plus, you get local, personalized services tailored to your goals.
Fast, Secure Personal Loans
Signature Loans
Enjoy great rates and flexible repayment options with unsecured and share/certificate secured loans that don’t need collateral to apply.
Fast Funds Loans
Quick cash for any emergency with a quick online application process and funds available in your account the same day.
Student Loans
Save on your education when you refinance your student loans or apply for additional funding if you’re still in school.
Overdraft Protection
Need more time to balance your finances? Get an overdraft line of credit to avoid check bouncing or purchases declining.
Why Apply for a Personal Loan with Cyprus Credit Union?
Flexible Terms
You can choose flexible repayment options that fit your budget.
Low Rates
We offer competitive rates so you can save more over the life of your loan.
Less of the Usual Fees
Apply for the personal loan you need with less upfront fees, reducing your overall borrowing costs.
Funding in Minutes
Enjoy a fast, stress-free application process that can get you the cash you need sooner.
Easily Track Your Loans Wherever You Are
With Home Banking and the Cyprus CU Mobile Banking app, you can quickly and easily access your loans 24/7, plus:
- Set up automatic payments
- Track payment history
- Review your budget
- Set up account alerts
- And more!
Sign up today and get the app on Apple's App Store or Google Play.
Unsecured (Signature Loans)
| Loan Type | Term / Formula | APR as low as |
|---|---|---|
| Signature Loan | 48 Months | 12.49% |
Share & Certificate Loans
| Loan Type | Term / Formula | APR as low as |
|---|---|---|
| Share Secured | 3.00% over highest declared dividend rate | Formula |
| Certificate Secured | 3.00% over the CD rate | Formula |
These are formula-based rates rather than fixed APRs, so the published formulas are preserved as text.
Fast Funds
| Loan Type | Term / Formula | APR as low as |
|---|---|---|
| Fast Funds | N/A | 28% |
Apply for a Personal Loan with Cyprus Credit Union today!
We're here to help you secure funding for any financial need. Start your application and experience a hassle-free process that puts more savings in your pocket. Not sure which loan is right for you? Speak with a loan specialist by calling 801-260-7700 or visiting one of our branch locations.
