Fuel Your Next Adventure
Hit the road faster with competitive RV loans from Cyprus Credit Union. We offer flexible financing for your RV, helping you enjoy life on the open road or water while saving money with lower rates, convenient terms, and local service you can trust.
We provide RV financing for: Motorhomes, Travel Trailers, Fifth Wheels, Boats, ATVs, Toy Haulers, Motorcycles, and Personal Watercraft.
Your Outdoor Journey Is Waiting
Financing your RV with Cyprus Credit Union's Dream RV Loan program means you unlock extra savings and features. Set up automatic payments from your Dream Rewards Checking account and enroll in Home Banking to get awesome perks.
Why should I get RV financing with Cyprus Credit Union?
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Rate Reduction for On-Time Payments
Members with credit scores below 750 can lower their interest rate by up to 3.00% after six months of timely payments.
Rate Match Guarantee
If you find a lower rate at another Utah credit union, we'll match it. Certain conditions may apply.
Low Rates & Flexible Terms
Enjoy some of the lowest RV loan rates available and choose repayment terms that fit your budget and lifestyle.
Quick & Convenient
Get your RV, boat, or ATV loan approved fast—same-day funding available in most cases. Also, sign loan documents from home and set up automatic payments for greater convenience.
All RV's and All Motorcycles
| Vehicle Year | Loan Term | APR as low as |
|---|---|---|
| 2017-2027 | Up to 60 months | 7.74% |
| 2017-2027 | 61 to 144 Months | 7.99% |
| 2017-2027 | 145 to 180 months | 8.24% |
| 2016 & Older | Up to 60 months | 8.49% |
| 2016 & Older | 61 to 84 months | 8.99% |
| 2017-2027 | 120 month term with a 240 month amortization. | 8.49% |
Advertised APR includes a 0.50% loan-rate discount for qualifying Dream Rewards Checking relationships. Other terms and conditions may apply.
What You Need to Apply for an RV Loan with Cyprus Credit Union
We’re here to make the process go quick and easy. Apply for your auto loan or RV loan or get pre-approved with several ways to start the process:
- Apply in Home Banking
- Call us at 801-260-7700
Depending on the type of financing you’re looking for, here’s what you need to speed up your application and get on the open road faster.
Dealer Purchase
- Copy of purchase order that includes complete vehicle description, VIN, along with breakdown of all cost such as sales tax, registration, trade-in, etc.
- Proof of insurance- Agency’s name, phone number, agent's name, and policy number
- Proof of income (May be needed)
Private Party Purchase
- Information about the vehicle- vehicle identification number (VIN), make, model, year, mileage and options
- Sellers information- Name and phone number
- Copy of vehicle registration or title if no lien holder
- Need sellers lien holder information such as- financial institution name, phone number, payoff address and account number
- Proof of insurance- Agency’s name, phone number, agents name and policy number
- Proof of income (May be needed)
Refinancing
- Information about your vehicle- vehicle identification number (VIN), make, model, year, mileage and options
- Copy of vehicle registration
- Current financial institution’s name, phone number, payoff address and account number
- 20 day loan payoff amount
- Proof of insurance- Agency’s name, phone number, agents name and policy number
- Proof of income (May be needed)
Car Title Loan
- Information about the vehicle- vehicle identification number (VIN), make, model, year, mileage, and options
- Copy of vehicle registration and title (Physical title presented at loan closing)
- Proof of insurance- Agency’s name, phone number, agent's name, and policy number
- Proof of income (May be needed)
- Proof of insurance- Agency’s name, phone number, agents name and policy number
- Proof of income (May be needed)
More Options for You
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Auto Loans
Finance your new/used car or truck at competitive rates, flexible repayment terms, and perks that unlock even more savings.
Signature Loans
Get funds to consolidate debt, cover medical expenses, or take some time off, with a personal loan that offers competitive rates and flexible repayment options.
Visa Credit Cards
Discover the right credit card for your spending needs. Whether you want cash back from daily spending or a low rate card to build credit.
RV & Motorcycle Loan FAQs
What are the current RV loan rates in Utah?
Cyprus Credit Union offers some of the most competitive RV loan rates in Utah. Interest rates are subject to change and vary depending on your credit score, loan term, and the type of RV you’re financing. You can see rates for all our loan products here.
How do I qualify for the best RV loan rates?
To qualify for our lowest credit union RV loan rates, you’ll typically need strong credit, a low debt-to-income ratio, and steady income. Enrolling in our Dream Rewards Checking account and setting up automatic payments can also help you unlock additional rate reductions.
Can I refinance my existing RV loan?
Does Cyprus offer ATV loan rates and boat loans?
Yes. In addition to RV financing, we provide competitive rates for ATVs, boats, travel trailers, fifth wheels, toy haulers, motorcycles, and personal watercraft. Our flexible terms make it easy to finance the recreational vehicle that best fits your lifestyle.
Why should I get an RV loan from a credit union?
Credit unions like Cyprus typically offer lower interest rates, fewer fees, and more personalized service compared to traditional banks. Because we’re member-owned, our profits are returned to members in the form of better rates and improved services, helping you save more over the life of your loan.
Ready for Your Next Adventure?
Start your RV loan application with Cyprus Credit Union today! You can apply here, contact our lending team at 801-260-7700, or request Cyprus CU financing at the dealership when purchasing your vehicle.
