Prime Rates
Prime Rate and Member Rate Index
The rates reported below are based upon the Prime Rates quoted by the Wall Street Journal. Prime Rate does not adjust on any regular basis and the chart reflects rates on the first day of each respective month.
2021 – 2026
| Month | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Jan | 3.25% | 3.25% | 7.50% | 8.50% | 7.50% | 6.75% |
| Feb | 3.25% | 3.25% | 7.50% | 8.50% | 7.50% | 6.75% |
| March | 3.25% | 3.25% | 7.75% | 8.50% | 7.50% | 6.75% |
| April | 3.25% | 3.50% | 8.00% | 8.50% | 7.50% | 6.75% |
| May | 3.25% | 3.50% | 8.00% | 8.50% | 7.50% | 6.75% |
| June | 3.25% | 4.00% | 8.25% | 8.50% | 7.50% | 6.75% |
| July | 3.25% | 4.75% | 8.25% | 8.50% | 7.50% | 6.75% |
| Aug | 3.25% | 5.50% | 8.50% | 8.50% | 7.50% | 6.75% |
| Sept | 3.25% | 5.50% | 8.50% | 8.50% | 7.50% | 6.75% |
| Oct | 3.25% | 6.25% | 8.50% | 8.00% | 7.25% | 7.00% |
| Nov | 3.25% | 6.25% | 8.50% | 8.00% | 7.00% | |
| Dec | 3.25% | 7.00% | 8.50% | 7.75% | 7.00% |
2015 – 2020
| Month | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 |
|---|---|---|---|---|---|---|
| Jan | 3.25% | 3.50% | 3.75% | 4.50% | 5.50% | 4.75% |
| Feb | 3.25% | 3.50% | 3.75% | 4.50% | 5.50% | 4.75% |
| March | 3.25% | 3.50% | 3.75% | 4.50% | 5.50% | 4.75% |
| April | 3.25% | 3.50% | 4.00% | 4.75% | 5.50% | 3.25% |
| May | 3.25% | 3.50% | 4.00% | 4.75% | 5.50% | 3.25% |
| June | 3.25% | 3.50% | 4.00% | 4.75% | 5.50% | 3.25% |
| July | 3.25% | 3.50% | 4.25% | 5.00% | 5.50% | 3.25% |
| Aug | 3.25% | 3.50% | 4.25% | 5.00% | 5.50% | 3.25% |
| Sept | 3.25% | 3.50% | 4.25% | 5.00% | 5.25% | 3.25% |
| Oct | 3.25% | 3.50% | 4.25% | 5.25% | 5.00% | 3.25% |
| Nov | 3.25% | 3.50% | 4.25% | 5.25% | 5.00% | 3.25% |
| Dec | 3.25% | 3.50% | 4.25% | 5.25% | 4.75% | 3.25% |